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AGES 12–14BeginnerApplications open

Money Foundations

Learn alongside Sophia

Tailored for pre-teens and early teens ready for greater autonomy. Students tackle debit accounts, independent earning ideas, compound growth, and real budgeting plans.

Sophia, student mentor guide

Jan 11 – Feb 1, 2027

4 teaching weeks

$15 per week

4 teaching weeks · $60 CAD total tuition

Up to 7 children

Small-group learning

How this cohort works

Weekly live online sessions with Elena Metelkin, plus practical activities to try at home as a family.

Dates
Jan 11 – Feb 1, 2027
Session times
Session times will be shared with enrolled families. Time zone: America/Vancouver.
Tuition
$60 CAD total

The weekly learning journey

Explore the topics your child will work through, one step at a time.

Week 1

Earnings & First Income Ideas

Brainstorming realistic ways to earn money, from odd jobs to digital skills and micro-services.

Family activity

Explore an earning idea and the value it offers.

Week 2

Banking, Cards & How Digital Money Moves

Demystifying debit cards, online banking, transaction fees, and keeping account balances secure.

Family activity

Walk through how a debit-card purchase changes an account balance with a parent.

Week 3

The Magic of Compound Growth

Visualizing how money grows over time, understanding interest, and patience as a superpower.

Family activity

Compare saving regularly with leaving money to grow over time.

Week 4

The Personal Budget & Graduation

Drafting a real 3-month savings plan, project presentation, and graduation ceremony.

Family activity

Share a personal budget and a three-month savings goal.

What’s included in your tuition

  • 4 interactive live online classes (30 minutes each)

  • 4 guided teen budgeting & earning worksheets

  • 1 independent real-world project: The Launchpad Plan

  • Panda Makes Money Certificate of Completion

What you’ll need to get started

  • Access to a computer or tablet with stable internet
  • Openness to discuss financial goals with parents
  • Ready to complete independent weekly challenge tasks

Start Your Family’s Journey

You picked Money Foundations. Leave your email and we’ll help with the next step.

Selected: AGES 12–14 · Session times will be shared with enrolled families. Time zone: America/Vancouver.

No password required • Free to sign up • Takes less than a minute.